Why Loan Eligibility Matters

Find out exactly how much you can borrow before applying for a home loan. Get an accurate assessment based on your income, credit score, and financial profile.

Loan eligibility is the first step towards securing your dream home. By understanding your borrowing capacity, you can plan better, avoid unnecessary rejections, and negotiate confidently with property sellers. We provide a transparent and detailed eligibility check that considers your income, credit score, ongoing loans, and other financial commitments to help you choose the right loan product.

How We Calculate Your Loan Eligibility

Our Accurate & Transparent Process

1. Income Evaluation: We assess your monthly salary or business income to determine repayment capability.

2. Credit Score Check: A quick check of your credit history to understand your repayment behavior.

3. Liability Review: We factor in existing loans, EMIs, and financial obligations.

4. Age & Employment Analysis: Your job stability and age impact how much you can borrow.

5. Property Valuation Insights: If you’ve selected a property, we provide valuation details to guide you.

6. Loan-to-Value Ratio (LTV): We ensure your loan aligns with bank norms for smooth approval.

   Benefits of Loan Eligibility Check

   • Saves Time & Effort: Apply only for loans you qualify for.

   • Better Negotiation Power: Use pre-approval letters to bargain confidently with sellers.

   • Faster Approvals: A well-prepared application speeds up the bank process.

   • Customized Loan Offers: Get recommendations tailored to your profile.

   • Avoid Rejections: We guide you on improving eligibility if needed.